Home Ownership Center of Greater Dayton

Don't miss the May 1, 2007 St. Anne's Hill General Membership meeting. We will have a HomeOwnership Center of Greater Dayton Presentation. The meeting is held at the Liederkranz German Club on East Fifth and High Streets at 7:00 pm the first Tuesday of every month.

The HomeOwnership Center is a program of St. Mary Development Corporation, a non-profit organization dedicated to comprehensive community development throughout the Miami Valley. The HomeOwnership Center is located at 371 West Second Street in Downtown Dayton., in the One Stop Center, immediately across from the new juvenile center that is currently under construction.

The mission of the HomeOwnership Center is to empower the residents of Greater Dayton to achieve and sustain homeownership and financial success.

This mission is accomplished by providing personal assistance through credit and budget guidance, classroom training opportunities, and links to loans and other resources.

The HomeOwnership Center recognizes that the ownership of a home is the largest and most important investment that most individuals will ever make.
Homeownership is important in that it
Represents a significant commitment of time and money on the part of the home buyer
Contributes to stability of the individual and family
Builds wealth.

Because of the importance and complexity of the home ownership, both the prospective homebuyer and the seasoned homeowner may have a lot of questions. The HomeOwnership Center is designed to be a one-stop approach, offering training classes, individual counseling from professional staff and a link to valuable resources.

The training classes are designed to enlighten the prospective homebuyer and give the homebuyer essential tools vital to the homebuyer process. The HomeOwnership Center provides classroom training for organizations such as DMHA, Citywide Development, Habitat for Humanity, and the Miami Valley Fair Housing Center.

The first-time homebuyer class walks the prospective homebuyer through the process of successfully purchasing a home, including working with a realtor, negotiating the purchase, selecting and obtaining a mortgage loan, appraisals and inspections, insurance requirements, and the closing process and required documents.

Home maintenance training will teach the homebuyer the basics of caring for both the interior and exterior of the home, with an emphasis on preventative maintenance essential to preserving the investment and making the home a comfortable and safe place to live.

The financial fitness class seeks to impart financial literacy to the participants to prepare them for purchasing and preserving the ownership of the home. Topics discussed include developing a spending plan, and spending habits, banking, and establishing and maintaining a good credit rating.

Individual counseling sessions are also available at the HomeOwnership Center. These sessions provide one-on-one credit and budget guidance for the individual who needs to get the finances in order for an initial mortgage, home equity loan, or refinance. Trained counselors can review credit reports and help individuals work toward improved credit scores. The counselors will work with the individual to develop action plans and spending plans. The counselors recognize that often there is no “quick fix” to achieve sustainable financial security. HomeOwnership Center counselors may work for months or even years to assist an individual to achieve his or her financial goals and objectives.

The HomeOwnership Center serves as a link between participants and valuable resources, with only the best interests of the participant in mind. The Center can help the individual chose the loan product that best fits the individual. The Center can also help the individual find a realtor, a financial institution, down payment assistance, or appropriate social services.

In addition to being affiliate with the St. Mary Development Corporation, the HomeOwnership Center is a chartered member of NeighborWorks America and is a HUD-approved housing counseling agency.

The Center partners with many local jurisdictions, organizations, and financial institutions to better serve the citizens of Greater Dayton.

Free Shrubs

Hi,

We are doing some landscaping at 128 McClure, and have 3 healthy bushes that Jay has dug up, if anyone would like them. I don't know the name, but they are the ones that have the soft, small red berries on them. You can call us at 610-2759, or just stop by they are on the right side of the house.

Thanks!

Sharon

April General Membership Meeting Notice

St. Anne’s Hill

General Membership Meeting

April 3, 2007

Liederkranz Turner Hall

Beginning at 6:30 p.m. with a

Pot Luck Dinner

If your name begins with: bring:

A – H Dessert

I – Q Side Dish

R – Z Main Dish

Or, whatever you feel like making!

Beverages will be available for purchase from the Liederkranz

Followed by our meeting beginning at 7:00

Featuring Guest Speaker

Jeff Dwellen

Jeff has done extensive research on our neighborhood and posted his reports on the website

urbanohio.com

Please plan to join us for food, fellowship and fun.

You may even learn something!

Help repair the Pergola !

Over the next few months we are going to embark in a project to repair the horizontal wood parts of the pergola at Victorian Park and are requesting a few good helpers. The first phase will occur over an hour or two mid-days over the next 2 or 3 Saturdays. March 31, April 7 and maybe the 14th. We don't need a bunch of people, just 3-5 each day, and again, not all day.
If you can donate an hour or two, give me a call or email

Thanks in advance,

Tom Allen 623-4788
thos.allen@gmail.com

March AND April Social Events!!!!!!!!!!!!!!!!!!

The next social event will be the Annual Lasagna Cook-off on March 31 at 7:00pm at Greg & Rebecca Manger's home, 1432 E. Fourth St. This is a delicious event that you do not want to miss. Bring homemade lasagna to enter into the contest, or bring a salad, dessert, or bread. The social committee will provide drinks. Ice will be provided by Dayton's Original Pizza Factory (224-4477). Don't forget to show your support by ordering your favorite pizza from them. Also be on the lookout for a flyer.

APRIL EVENT!!!!!
I have reserved some space at Valley Vineyards in Morrow, Ohio for a SAH social away from the hood. The date that I have reserved is Saturday, April 21. Dinner would begin at 7:00pm. Cost is $25 per person or $50 per couple. See below for details. The social committee is not going to be able to afford to get a charter bus for this event, so volunteers/designated drivers are needed. If anyone knows someone that has a bus for a gas-only fee, that would be great! Please RSVP for this event by calling myself, Rebecca Manger, at 304-9634. This is also a pre-pay event. I will be collecting money and paying Valley Vineyard in one lump sum. Please RSVP by Friday, April 13, so that I can make final arrangements with Valley Vineyard. Valley Vineyard is only about an hour away, so it won't be that bad if we have to car pool or even drive separately. See website and information below for more about this event.

Weekend Cookouts http://www.valley-vineyards.com/events.html#cookouts
"Come experience a legendary Valley Vineyards Cookout, our most popular feature. Both indoor and outdoor grilling venues are provided where you can cook and socialize with friends. Along with your steak or salmon, and a great bottle of wine, you will enjoy two types of salad, green beans almondine or corn on the cob in summer, baked potato, fresh breads and our special homemade dessert buffet.
Cookouts are every Friday and Saturday throughout the year, with the addition of Sundays, July through October.
Seating is between 5:00pm and 8:30pm and on Sundays between 4:00pm and 6:00pm. Reservations are strongly recommended. We do not accept reservations by email!"
--Valley Vineyards